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Trades & Contracting Business Plan

Your Trades & Contracting Business Plan, Drafted for Your Industry

A trades business plan built around job costing, crew capacity, and how you actually win work — bids, referrals, or repeat customers.

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$79 + HST, one-time. No subscription.

The problem

Why Generic Templates Fall Short

  • Generic templates never break down job costing — materials, labor, and overhead per job
  • Seasonal demand swings are the norm in trades, but rarely get modeled honestly
  • Licensing, insurance, and crew capacity constraints usually go unmentioned entirely

Illustrative excerpt

The Kind of Detail Your Plan Can Include

An illustrative excerpt with fictional numbers. Your plan uses the figures you provide, and you should check every one.
Sample: Operations Plan Excerpt

A two-person crew will handle an average of 4 residential jobs per week during peak season (May–September), dropping to approximately 2 per week over winter months when interior work becomes the primary revenue source. Direct job costs are estimated at 50% materials and 25% labour, leaving a 25% gross margin per job. Overhead, including WSIB premiums and liability insurance, is budgeted separately at about 15% of revenue, for a target margin of roughly 10% before owner pay and tax. Crew members will hold the certifications their trade requires (for example, Skilled Trades Ontario certificates for compulsory trades), and the business carries $2M in general liability coverage, an amount many clients and some municipal licences require.

What's inside

Nine Full Sections, Written for Your Industry

  1. Executive Summary
  2. Business Description
  3. Market Analysis
  4. Products & Services
  5. Marketing & Sales Strategy
  6. Operations Plan
  7. Management & Team
  8. Financial Projections
  9. Funding Request

Questions

Trades & Contracting Business Plan FAQ

Does the plan account for seasonal slowdowns in the trades?
Yes. Financial projections are written to reflect realistic seasonal swings in job volume rather than an unrealistic flat monthly average.
Will this help with equipment financing or a contractor line of credit?
The plan addresses job costing, crew capacity, and licensing/insurance directly — details that help you prepare for an equipment-financing or line-of-credit conversation. It doesn't guarantee approval.
Can it cover a specific trade like electrical, plumbing, or HVAC?
Yes — during the guided Q&A you describe your specific trade, and the AI grounds every section in the details you provide, from licensing to typical job scope. Note that in Ontario no one under 16 may work at or be present on a construction project (O. Reg. 213/91), and WSIB coverage is mandatory for most construction businesses.

Ready when you are

Ready to Build Your Trades & Contracting Plan?

Answer a few guided questions, then let the AI turn them into a structured draft you can review and refine.

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